Experience. Our streamlined systems and procedures ensure that a gold loan can be availed in a matter of minutes. Also, the B4+ scheme is only available on the loan amount more than INR 1 crore. Company. The gold type can be a solid, chain, or with stones. The interest rate is fixed and calculated on a reducing balance basis. Sort by Popular; Sort by Recent; Sort by ... insurance, bonds etc. Also, we offer the highest LTV to those interested in availing the maximum amount of loan against their jewellery. You do not have to go through hassle of servicing EMIs every month. Documents Required for Manappuram Personal Loan: To apply for Manappuram Personal Loan, you will need to submit the following documents: Manappuram gold loan can be availed by anyone who is 18 years of age or older and able to prove that he/she is the owner of the gold articles. and one document of residential proof. Other than these methods, you can also make the repayment through the Manappuram Online Gold Loan Application at any time of the day from anywhere. The purity of your gold will be checked after which your loan amount will be decided. Do check them! Typically, such schemes will have a tenure of 3 months. Manappuram Online Gold Loan - Akshay Kumar - Hindi Full Version These details are your Name, Mobile Number, Email ID, State, Current City in which you are living, Gold Type, Weight of your gold (in gms), and required loan amount. The branch head then hands over the ornaments to the customer against his/her acknowledgement. Your precious gold will get absolutely free custody from Manappuram Limited, so you need not worry about the safety of your gold ornaments. In case of any clarifications/questions on the aforesaid details please. Once you submit your application form and supporting documents, we shall give approval within a matter of minutes provided everything is in order. It is important to know the repayment method through which you will repay the loan amount over the chosen tenure. No. The table below will have details like Interest Rate and tenures of different gold loan schemes provided by Manappuram Ltd. Now you have got enough information about several schemes provided by the Manappuram Gold, you must want to know about the application process for this loan. Security is about how well the gold is physically secured, and also about the internal systems and procedures at the company which ensure that there is no scope for any mala fide actions after the jewellery has been pledged. Immediate requirement. The weight of stones etc. On failing to meet the eligibility criteria, the application will be rejected by the lender. After the last step, you just visit the Official Website of the Manappuram or use the Mobile Application to get the loan amount into your savings bank account. Gold Loan - Manappuram Finance Ltd is a Kerela based NBFC (Non Banking Financial Comapany) which provides Online Gold Loan at 1%* Interest Rate, No Hidden Charges and Minimum Documentation . We do not give by way of exchange or transfer your personal data to any third party, except to our subsidiaries and to our service providers and vendors who we engage for various services subject to they confirm that the information so received will be confidential. You can check the eligibility criteria below. Apply online for Manappuram Gold Loan by comparing interest rates and eligibility criteria. Manappuram Gold Loan or Loan against Gold. Best Cashback & Rewards Credit Cards in India, Applicable only in Tamilnadu, A&N, & Pondicherry, Applicable only in Karnataka, Telangana, AP, J&K, Chandigarh, Punjab, Gujarat, Goa & Delhi, Applicable only Northern States Tier 1 Branch, Applicable only in Northern Branches other than Tier 1 Branches. However, the pledged ornaments will be released/handed back only at the branch from where the loan was originally availed. Choose according to the type of gold you have. Manappuram Finance Limited is pleased to introduce a new app for managing customers' Online Gold Loan and payments. Manappuram Finance Ltd. was incorporated in 1992 (the original name was Manappuram General Finance and Leasing Limited) with its registered office at Valapad, in the Thrissur District of Kerala. You can have a look at both of them below. Not mentioned. As soon as you feed all these details into the calculator, you will get the exact loan amount that you could get with the help of Manappuram Gold Loan. Speak to us. This is the reason so many people have it as the first choice when they look for a gold loan to fulfill their needs. Manappuram provides gold loans upto INR 1.5 crore depending on the value of the precious yellow metal. So look closely at the set of documents mentioned below. We suggest all users to never pay any upfront amount for any loan disbursal and if any person who call you as representative of MMPL and ask for any amount report the incident immediately via putting us a mail at [email protected] Read More. Manappuram gold loan is a loan against gold ornaments within minutes. You repay the loan at the end of the loan tenure. To obtain the loan you need to submit your gold jewellery (within a karat range of 18 to 24 k) at the branch. You will have to submit a few documents to complete the application process. You can know those steps below. You also need to remember that interest rates will also depend on the loan-to-value (LTV), hence a higher LTV will attract higher interest rates automatically. After this, you will have to register for the Online Gold Service and also link your savings bank account into which you want the loan amount. Apart from this, there is another method by which you can also know the maximum loan amount. You just need a basic phone from which you have to send a text message ‘GLOAN’ to 56070. Loans up to 1.5 rupees. a) High loan to value: These schemes offer the maximum amount of loan per gram. Since its advent into the financial systems of the state, Manappuram Finance Limited has become the preferred choice of financial services for all sectors, in 1489 serving their entire credit requirements. The carat range of your gold jewelry must be between 18 to 24 carat. Cookies help us see which articles most interest you; allow you to permit us to deliver content tailored to your interests and locations; and provide many other site benefits. Well, there are mainly two methods by which you can apply for it – Offline and Online. Product/Service. Tier 1 Branches are located in Mumbai, Mumbai City, Pune, Lucknow, Kanpur Dehat, Kanpur Nagar, Kolkata, Bhopal, Indore, Cuttack & Khordha districts. All rights reserved. One can get up to Rs.5 lakhs personal loan at interests starting at just 13%, which can be repaid over 60 months. An individual just has to present his/her gold ornaments or jewelry as the collateral to get the maximum loan amount against the same. This is an app for a fully digital loan where the eligibility is based on the applicant’s repayment track record in Manappuram Online Gold Loan. Other than this, you can send an email to [email protected], Disclaimer: MMPL does not sell any loans on our own and do not charge any fee from any customers/viewers. © 2021 Manappuram Finance Limited. Moreover, we also send auction intimation prior to the auction. Want to get Loan Against your Gold? You just have to find the nearest branch of Manappuram Ltd. After finding it, you only have to go there with your gold ornaments and jewelry where the overall value of it will be assessed and then you will know the maximum loan amount you could get. This one app does many things for you and it could be the perfect financial partner for you. Kindly get in touch with the staff at the branch nearest to where you are located. So the higher your gold value would be, the higher the loan amount you can get. Assuming all other factors remain the same, a higher LTV loan will have higher interest rates than a lower LTV loan. Gold ornaments accepted as pledge by the customers are stored at the branches in strong safe / strong room built to the standards and specifications applicable to commercial banks. You just have to tell them your problem, and they will solve any query of yours as soon as possible. Enquiries about outstanding amount etc. Job Type. Not mentioned . Currently, the company has 4208 branches in 28 states of India with a workforce of around 24,717. map Map list List. The carat range of your gold jewelry must be between 18 to 24 carat. Manappuram Finance Limited is among the most popular and the most trusted gold loan providers in India. You can opt for a loan amount as high as INR 1.5 crore against your gold ornaments and jewelry. Check Manappuram Gold Loan Per Gram with Dialabank. But there’s one thing you need to keep in mind that you can only get the pledged ornaments from the original branch where you would submit. Manappuram Ltd. could be the most suitable choice for you! With this wonderful app, you cannot only apply for the loan anywhere anytime but also make the interest payment, check your loan statement, or even find the nearest Manappuram branch. Moreover, personal loans require considerable effort in documentation formalities and they commit you to an inflexible EMI schedule for repayment. The value of your gold will be assessed by the lender through a certified and trustable process. If you want a link to download this app on your phone, you can feed your mobile number on the official website of Manappuram Limited. Full Time Jobs. Apart from the eligibility, you will also need to submit a few documents to authenticate your candidature. The online method is known as the Manappuram Online Gold Loan. through this mobile application itself, without having to visit our branch. Manappuram serves a reminder to its overdue accounts apart from periodic SMS reminders to our customers to alert them to the overdue in the account. Over the past decade, the people not only buy Gold as a tradition but also to keep it as security which they can exchange or pledge in times of need. Interest is calculated on daily product basis on the amount of loan outstanding at the end of the day. Apart from banks such as SBI, ICICI Bank, HDFC Bank etc., non-banking finance companies (NBFCs) also offer gold loans to individuals. Location. Anyone who owns gold ornaments can avail the loan. Go Digital the easy way, with Manappuram Finance. Incidentally, gold loans can be availed at our branches for amounts as low as a thousand rupees and as high as 1.5 crore rupees & even above 1.5 crore as exception. While you digitally interact in our web site you may be sharing personal information, including name contact details etc, when you chose to register, submit enquiries, engaging in digital chats, subscription to newsletters etc.